Natural hazards · Readmond

Readmond, MI natural hazards

Most of the natural-hazard damage FEMA expects in Readmond comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2026.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Readmond?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Readmond to be higher than in 6% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding62%Cold waves30%Everything else9%

By hazard

What Readmond faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Below average · higher than 25% of U.S. places

Recorded about once every 6 years in the area

Cold waves

30% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Readmond flood?

Every paid claim on a federal flood insurance policy in Readmond, from FEMA’s records.

1paid claims since 2026

$8Kpaid to owners

0homes flooded more than once

20262026

of all homes
are insured

No community discount. Readmond isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Emmet County.

Disasters that hit Readmond

Federal disasters declared here

None of the disasters declared for Emmet County shows FEMA aid or repair money reaching Readmond itself in FEMA’s records.

Brought FEMA money into ReadmondDeclared for Emmet County only

Emmet County has had 5 natural disasters declared since 1953, most often floods and ice storms.

Around Readmond

Readmond and the towns around it

Very lowLowModerateHighVery high

Centermostly inland floodingHigh

Readmondmostly inland floodingVery low

Friendshipmostly inland floodingVery low

Cross Villagemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Readmond is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Readmond’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Readmond. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.