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Natural hazards · Potterville

Potterville, MI natural hazards

Most of the natural-hazard damage FEMA expects in Potterville comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1978. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Potterville?

23
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Potterville to be higher than in 23% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes25%Strong wind10%Cold waves10%Everything else10%
By hazard

What Potterville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage
Well below average · higher than 23% of U.S. places
Recorded about once every 2 years in the area

Tornadoes

25% of expected damage
Well above average · higher than 90% of U.S. places

Strong wind

10% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 5 times a year in the area

Cold waves

10% of expected damage
Above average · higher than 50% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Potterville flood?

Every paid claim on a federal flood insurance policy in Potterville, from FEMA’s records.

3paid claims since 1978
$22Kpaid to owners
0homes flooded more than once
19782026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Potterville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Eaton County.
Disasters that hit Potterville

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Potterville itself: aid to households, or repair grants to the City of Potterville.

Brought FEMA money into PottervilleDeclared for Eaton County only
2023

Severe Storms, Tornadoes, and Flooding

77 households applied for aid $19K aid approved
2008

Severe Storms, Tornadoes, and Flooding

$2K to the City of Potterville for repairs
2004

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $3K aid approved
2000

Snow

$2K to the City of Potterville for repairs
Eaton County has had 11 natural disasters declared since 1953, most often winter storms and floods.
Around Potterville

Potterville and the towns around it

Benton: Low, mostly inland floodingChester: Moderate, mostly inland floodingOneida: Moderate, mostly inland floodingEaton: Low, mostly inland floodingWindsor: Moderate, mostly inland floodingPotterville: Low, mostly inland flooding PottervilleBenton
Very lowLowModerateHighVery high
Pottervillemostly inland floodingLow
Bentonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Potterville is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Potterville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Potterville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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