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Natural hazards · Pleasant Ridge

Pleasant Ridge, MI natural hazards

Most of the natural-hazard damage FEMA expects in Pleasant Ridge comes from inland flooding, and overall the risk is low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Pleasant Ridge?

24
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pleasant Ridge to be higher than in 24% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding51%Tornadoes25%Cold waves14%Everything else10%
By hazard

What Pleasant Ridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage
Below average · higher than 39% of U.S. places
Recorded about once a year in the area

Tornadoes

25% of expected damage
Well above average · higher than 86% of U.S. places

Cold waves

14% of expected damage
Above average · higher than 52% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Pleasant Ridge flood?

FEMA's records show no paid flood insurance claims in Pleasant Ridge.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Pleasant Ridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Oakland County.
Disasters that hit Pleasant Ridge

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pleasant Ridge itself: aid to households, or repair grants to the City of Pleasant Ridge.

Brought FEMA money into Pleasant RidgeDeclared for Oakland County only
2023

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $5K aid approved
2021

Severe Storms, Flooding, and Tornadoes

1 household applied for aid $4K aid approved
2014

Severe Storms and Flooding

83 households applied for aid $94K aid approved $11K to the City of Pleasant Ridge for repairs
2004

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $955 aid approved
1999

Mi - Severe Weather 1/2 /99

$4K to the City of Pleasant Ridge for repairs
Oakland County has had 12 natural disasters declared since 1953, most often severe storms and floods.
Around Pleasant Ridge

Pleasant Ridge and the towns around it

Ferndale: Very low, mostly inland floodingOak Park: Low, mostly inland floodingHazel Park: Low, mostly inland floodingRoyal Oak: Very low, mostly inland floodingRoyal Oak: Low, mostly inland floodingDetroit: Low, mostly inland floodingPleasant Ridge: Low, mostly inland flooding Pleasant RidgeFerndale
Very lowLowModerateHighVery high
Pleasant Ridgemostly inland floodingLow
Ferndalemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pleasant Ridge covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Pleasant Ridge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Pleasant Ridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pleasant Ridge total about $793K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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