Natural hazards · Pleasant Plains

Pleasant Plains, MI natural hazards

Most of the natural-hazard damage FEMA expects in Pleasant Plains comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 30 claims here since 1982.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pleasant Plains?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pleasant Plains to be higher than in 38% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding65%Strong wind16%Cold waves7%Everything else12%

By hazard

What Pleasant Plains faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once every 3 years in the area

Strong wind

16% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Cold waves

7% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pleasant Plains flood?

Every paid claim on a federal flood insurance policy in Pleasant Plains, from FEMA’s records.

30paid claims since 1982

$777Kpaid to owners

7homes flooded more than once

19822026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Pleasant Plains isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lake County.

Disasters that hit Pleasant Plains

Federal disasters declared here

None of the disasters declared for Lake County shows FEMA aid or repair money reaching Pleasant Plains itself in FEMA’s records.

Brought FEMA money into Pleasant PlainsDeclared for Lake County only

Lake County has had 7 natural disasters declared since 1953, most often floods and severe storms.

Around Pleasant Plains

Pleasant Plains and the towns around it

Very lowLowModerateHighVery high

Pleasant Plainsmostly inland floodingLow

Yatesmostly inland floodingLow

Lakemostly inland floodingLow

Webbermostly inland floodingLow

Lilleymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pleasant Plains is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pleasant Plains’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Pleasant Plains. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.