Natural hazards · Plainfield

Plainfield, MI natural hazards

Most of the natural-hazard damage FEMA expects in Plainfield comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 168 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Plainfield?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Plainfield to be higher than in 5% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding55%Cold waves17%Tornadoes9%Strong wind7%Everything else13%

By hazard

What Plainfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about once every 6 years in the area

Cold waves

17% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

9% of expected damage

Below average · higher than 49% of U.S. places

Strong wind

7% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Plainfield flood?

Every paid claim on a federal flood insurance policy in Plainfield, from FEMA’s records.

168paid claims since 1979

$2.7Mpaid to owners

29homes flooded more than once

19792026

Biggest named events

2026-04-Flooding: 1 claim, $4K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (5) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Plainfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Iosco County.

Disasters that hit Plainfield

Federal disasters declared here

None of the disasters declared for Iosco County shows FEMA aid or repair money reaching Plainfield itself in FEMA’s records.

Brought FEMA money into PlainfieldDeclared for Iosco County only

Iosco County has had 9 natural disasters declared since 1953, most often floods and winter storms.

Around Plainfield

Plainfield and the towns around it

Very lowLowModerateHighVery high

Hillmostly inland floodingLow

Goodarmostly inland floodingLow

Curtismostly inland floodingLow

Oscodamostly inland floodingVery low

Wilbermostly inland floodingVery low

Plainfieldmostly inland floodingVery low

Renomostly inland floodingVery low

Grantmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Plainfield covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Plainfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Plainfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Plainfield total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.