Natural hazards · Parma

Parma, MI natural hazards

Most of the natural-hazard damage FEMA expects in Parma comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Parma?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Parma to be higher than in 20% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes28%Cold waves10%Strong wind6%Everything else10%

By hazard

What Parma faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

28% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 27 years in the area

Cold waves

10% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 2 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Parma flood?

FEMA's records show no paid flood insurance claims in Parma.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Parma isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Parma

Federal disasters declared here

None of the disasters declared for Jackson County shows FEMA aid or repair money reaching Parma itself in FEMA’s records.

Brought FEMA money into ParmaDeclared for Jackson County only

Jackson County has had 8 natural disasters declared since 1953, most often winter storms and severe storms.

Around Parma

Parma and the towns around it

Very lowLowModerateHighVery high

Springportmostly inland floodingLow

Sheridanmostly inland floodingLow

Concordmostly inland floodingLow

Parmamostly inland floodingLow

Sandstonemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Parma covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Parma’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Parma. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Parma total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.