Ontwa, MI housing market
Home prices around Ontwa have risen about 50% over the past 5 years. Builders were permitted 6 new homes in 2025.
Home values, sales, trends and how Ontwa compares with the towns next door — updated as new data is published.
Home prices up 50% in 5 years
The federal house price index for the ZIP code around Ontwa rose 50% over the past 5 years, about the same as across Michigan. Last year prices rose 1.2%. Carrying the Census median home value forward with that index puts the typical Ontwa home at roughly $402,000 today.
Show as a table
| Year | Change that year | Since 2000 | Michigan since 2000 |
|---|---|---|---|
| 2025 | +1.2% | +128% | +97% |
| 2024 | +9.9% | +125% | +88% |
| 2023 | +4.6% | +105% | +76% |
| 2022 | +14% | +96% | +64% |
| 2021 | +12% | +71% | +45% |
| 2020 | +2.8% | +52% | +30% |
| 2019 | +4.6% | +48% | +26% |
| 2018 | +8.4% | +42% | +20% |
| 2017 | +1.6% | +31% | +12% |
| 2016 | +4.5% | +29% | +5.3% |
| 2015 | +4.5% | +23% | 0% |
| 2014 | +4.2% | +18% | −4.7% |
| 2013 | +0.7% | +13% | −12% |
| 2012 | −5.4% | +12% | −16% |
| 2011 | −0.4% | +19% | −16% |
| 2010 | −3.8% | +19% | −12% |
| 2009 | −4.6% | +24% | −5% |
| 2008 | −4% | +30% | +3.5% |
| 2007 | +7.7% | +35% | +11% |
| 2006 | −0.2% | +26% | +16% |
| 2005 | +9.7% | +26% | +18% |
| 2004 | +4.8% | +15% | +14% |
| 2003 | +2.7% | +9.5% | +10% |
| 2002 | +1.7% | +6.6% | +8.3% |
| 2001 | +4.9% | +4.9% | +5% |
| 2000 | — | — | — |
How Ontwa ranks on rising home prices →
Federal Housing Finance Agency House Price Index (annual, developmental) for ZIP code 49112, weighted by land area. It tracks repeat sales and appraisals of the same homes, so it shows how prices changed, not what homes cost. The estimated value scales the Census (ACS 2020-2024) median home value by that change.
6 new homes permitted in 2025
Builders were permitted 6 new homes in Ontwa in 2025, all single-family houses, worth about $5 million to build. That's 0.9 per 1,000 residents, slower than across Michigan (2.3). Over the past 10 years, Ontwa has permitted 127 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Ontwa gained 355 residents while 141 new homes were permitted: about 2.5 new residents per new home. Building and growth moved roughly in step. Across Michigan: 1.2 new residents per new home.
How Ontwa ranks on housing keeping up with growth →
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 10 | 10 | 0 | $6.4 million |
| 2025 | 6 | 6 | 0 | $5 million |
| 2024 | 10 | 10 | 0 | $5.8 million |
| 2023 | 11 | 11 | 0 | $4 million |
| 2022 | 11 | 11 | 0 | $5.3 million |
| 2021 | 15 | 15 | 0 | $5.9 million |
| 2020 | 7 | 7 | 0 | $1.8 million |
| 2019 | 7 | 7 | 0 | $3.2 million |
| 2018 | 20 | 20 | 0 | $7.6 million |
| 2017 | 23 | 23 | 0 | $6.3 million |
| 2016 | 17 | 17 | 0 | $8.4 million |
| 2015 | 15 | 15 | 0 | $5.2 million |
| 2014 | 13 | 13 | 0 | $3.6 million |
| 2013 | 11 | 11 | 0 | $3.5 million |
| 2012 | 6 | 6 | 0 | $1.2 million |
| 2011 | 12 | 12 | 0 | $2 million |
| 2010 | 17 | 15 | 2 | $6 million |
| 2009 | 10 | 10 | 0 | $2.7 million |
| 2008 | 18 | 18 | 0 | $3.6 million |
| 2007 | 33 | 33 | 0 | $8.3 million |
| 2006 | 39 | 39 | 0 | $10.8 million |
| 2005 | 47 | 47 | 0 | $9.6 million |
| 2004 | 46 | 46 | 0 | $8.2 million |
| 2003 | 38 | 38 | 0 | $5.7 million |
| 2002 | 23 | 23 | 0 | $3.2 million |
| 2001 | 26 | 26 | 0 | $3 million |
| 2000 | 24 | 24 | 0 | $4.1 million |
How Ontwa ranks on new homes being built →
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
Ontwa and its neighbors
| Town | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|
| Ontwa | +1.2%† | $1,120 | 6 | $61,241 |
| Mason | +6.4%† | $1,050 | 9 | $59,922 |
| Jefferson | +7.9%† | $1,020 | 8 | $72,375 |
| Simonton Lake | +6.3%† | $1,240 | — | $75,673 |
| Milton | +1.6%† | $1,130 | 12 | $118,750 |
| Osolo | +6.3%† | $1,240 | — | $61,379 |
† FHFA price index change, where Zillow has no home value for the town.
4.1 years of income
The typical Ontwa home costs about 4.1 years of the town's median household income, more than across Michigan (3.7 years).
How Ontwa ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,120
HUD's Fair Market Rent for a two-bedroom in Ontwa is $1,120 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Ontwa pay a median of $984, so moving in tends to cost more than staying put. A two-bedroom takes about 22% of the town's median household income.
Studio $870 · 4 bedrooms $1,880
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (49112; Cass County, MI HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.