Natural hazards · Norwich

Norwich, MI natural hazards

Most of the natural-hazard damage FEMA expects in Norwich comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Norwich?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Norwich to be higher than in 20% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding49%Cold waves22%Strong wind8%Hail7%Tornadoes7%Everything else7%

By hazard

What Norwich faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once every 9 years in the area

Cold waves

22% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Strong wind

8% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once a year in the area

Hail

7% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Tornadoes

7% of expected damage

Below average · higher than 49% of U.S. places

Recorded about once every 29 years in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Norwich flood?

FEMA's records show no paid flood insurance claims in Norwich.

Disasters that hit Norwich

Federal disasters declared here

None of the disasters declared for Missaukee County shows FEMA aid or repair money reaching Norwich itself in FEMA’s records.

Brought FEMA money into NorwichDeclared for Missaukee County only

Missaukee County has had 5 natural disasters declared since 1953, most often floods and severe storms.

Around Norwich

Norwich and the towns around it

Very lowLowModerateHighVery high

Lyonmostly inland floodingHigh

Garfieldmostly inland floodingLow

Norwichmostly inland floodingLow

Pioneermostly inland floodingLow

Enterprisemostly inland floodingLow

West Branchmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Norwich covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Norwich’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Norwich. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Norwich total about $681K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.