Natural hazards · Norway

Norway, MI natural hazards

Most of the natural-hazard damage FEMA expects in Norway comes from cold waves, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Norway?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Norway to be higher than in 8% of U.S. communities, mostly from cold waves.

Cold waves78%Inland flooding14%Everything else9%

By hazard

What Norway faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

78% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 5 times a year in the area

Inland flooding

14% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about once every 2 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Norway flood?

FEMA's records show no paid flood insurance claims in Norway.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Norway isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dickinson County.

Disasters that hit Norway

Federal disasters declared here

None of the disasters declared for Dickinson County shows FEMA aid or repair money reaching Norway itself in FEMA’s records.

Brought FEMA money into NorwayDeclared for Dickinson County only

Dickinson County has had 3 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Norway

Norway and the towns around it

Very lowLowModerateHighVery high

Norwaymostly cold wavesLow

Breitungmostly cold wavesLow

Norwaymostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Norway covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Norway’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Norway. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Norway total about $3.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.