Natural hazards · Northville

Northville, MI natural hazards

Most of the natural-hazard damage FEMA expects in Northville comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2025. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Northville?

16
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Northville to be higher than in 16% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding53%Tornadoes23%Cold waves13%Everything else12%
By hazard

What Northville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage
Below average · higher than 28% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

23% of expected damage
Well above average · higher than 80% of U.S. places

Cold waves

13% of expected damage
Below average · higher than 47% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Northville flood?

Every paid claim on a federal flood insurance policy in Northville, from FEMA’s records.

1paid claims since 2025
$94Kpaid to owners
0homes flooded more than once
20252026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Northville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Oakland County.
Disasters that hit Northville

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Northville itself: aid to households, or repair grants to the City of Northville.

Brought FEMA money into NorthvilleDeclared for Oakland County only
2023

Severe Storms, Tornadoes, and Flooding

85 households applied for aid $287K aid approved
2021

Severe Storms, Flooding, and Tornadoes

40 households applied for aid $7K aid approved
2014

Severe Storms and Flooding

10 households applied for aid $3K aid approved
2004

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $2K aid approved
Oakland County has had 12 natural disasters declared since 1953, most often severe storms and floods.
Around Northville

Northville and the towns around it

Northville: Very low, mostly inland floodingNovi: Very low, mostly inland floodingPlymouth: Very low, mostly inland floodingSalem: Very low, mostly inland floodingWixom: Very low, mostly tornadoesWalled Lake: Very low, mostly tornadoesLyon: Very low, mostly inland floodingFarmington Hills: Very low, mostly inland floodingNorthville: Very low, mostly inland flooding NorthvilleNorthvilleNovi
Very lowLowModerateHighVery high
Northvillemostly inland floodingVery low
Novimostly inland floodingVery low
Northvillemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Northville covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Northville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Northville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Northville total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01