Natural hazards · Northport

Northport, MI natural hazards

Most of the natural-hazard damage FEMA expects in Northport comes from cold waves, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Northport?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Northport to be higher than in 6% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves59%Inland flooding34%Everything else8%

By hazard

What Northport faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

59% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once a year in the area

Inland flooding

34% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about once every 4 years in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Northport flood?

FEMA's records show no paid flood insurance claims in Northport.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Northport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Leelanau County.

Disasters that hit Northport

Federal disasters declared here

None of the disasters declared for Leelanau County shows FEMA aid or repair money reaching Northport itself in FEMA’s records.

Brought FEMA money into NorthportDeclared for Leelanau County only

Leelanau County has had 3 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Northport is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Northport’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Northport. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.