Natural hazards · Newfield

Newfield, MI natural hazards

Most of the natural-hazard damage FEMA expects in Newfield comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 1986.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Newfield?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Newfield to be higher than in 45% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding51%Strong wind33%Everything else16%

By hazard

What Newfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 4 years in the area

Strong wind

33% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Newfield flood?

Every paid claim on a federal flood insurance policy in Newfield, from FEMA’s records.

4paid claims since 1986

$120Kpaid to owners

0homes flooded more than once

19862026

Biggest named events

2026-04-Flooding: 2 claims, $83K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Newfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oceana County.

Disasters that hit Newfield

Federal disasters declared here

None of the disasters declared for Oceana County shows FEMA aid or repair money reaching Newfield itself in FEMA’s records.

Brought FEMA money into NewfieldDeclared for Oceana County only

Oceana County has had 11 natural disasters declared since 1953, most often floods and winter storms.

Around Newfield

Newfield and the towns around it

Very lowLowModerateHighVery high

Newfieldmostly inland floodingModerate

Ferrymostly inland floodingModerate

Greenwoodmostly inland floodingModerate

Denvermostly inland floodingLow

Leavittmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Newfield is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Newfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Newfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.