Natural hazards · New Lothrop

New Lothrop, MI natural hazards

Most of the natural-hazard damage FEMA expects in New Lothrop comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is New Lothrop?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Lothrop to be higher than in 33% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding32%Tornadoes25%Cold waves24%Strong wind12%Everything else7%

By hazard

What New Lothrop faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

32% of expected damage

Below average · higher than 33% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

25% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 19 years in the area

Cold waves

24% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 3 times a year in the area

Strong wind

12% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does New Lothrop flood?

FEMA's records show no paid flood insurance claims in New Lothrop.

of homes in flood zones
are insured

of all homes
are insured

No community discount. New Lothrop isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Shiawassee County.

Disasters that hit New Lothrop

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in New Lothrop itself: aid to households, or repair grants to the Village of New Lothrop.

Brought FEMA money into New LothropDeclared for Shiawassee County only

2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

Shiawassee County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Lothrop is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to New Lothrop’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of New Lothrop. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.