Natural hazards · New Era

New Era, MI natural hazards

Most of the natural-hazard damage FEMA expects in New Era comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1984.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is New Era?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Era to be higher than in 17% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding48%Strong wind33%Tornadoes5%Winter weather5%Everything else9%

By hazard

What New Era faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Below average · higher than 28% of U.S. places

Recorded about once every 4 years in the area

Strong wind

33% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Tornadoes

5% of expected damage

Below average · higher than 45% of U.S. places

Winter weather

5% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 29 times a year in the area

Lower here

HurricanesHailIce stormsCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does New Era flood?

Every paid claim on a federal flood insurance policy in New Era, from FEMA’s records.

1paid claims since 1984

$447paid to owners

0homes flooded more than once

19842026

of homes in flood zones
are insured

of all homes
are insured

No community discount. New Era isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oceana County.

Disasters that hit New Era

Federal disasters declared here

None of the disasters declared for Oceana County shows FEMA aid or repair money reaching New Era itself in FEMA’s records.

Brought FEMA money into New EraDeclared for Oceana County only

Oceana County has had 11 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Era covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to New Era’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Village of New Era. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across New Era total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.