Natural hazards · Nashville

Nashville, MI natural hazards

Most of the natural-hazard damage FEMA expects in Nashville comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 8 claims here since 1993. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Nashville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Nashville to be higher than in 50% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding67%Tornadoes16%Strong wind7%Everything else10%

By hazard

What Nashville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

16% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 29 years in the area

Strong wind

7% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Nashville flood?

Every paid claim on a federal flood insurance policy in Nashville, from FEMA’s records.

8paid claims since 1993

$104Kpaid to owners

1homes flooded more than once

19932026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Nashville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Barry County.

Disasters that hit Nashville

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Nashville itself: aid to households, or repair grants to the Village of Nashville.

Brought FEMA money into NashvilleDeclared for Barry County only

2004

Severe Storms, Tornadoes, and Flooding

19 households applied for aid $17K aid approved

2000

Snow

$1K to the Village of Nashville for repairs

1999

Mi - Severe Weather 1/2 /99

$1K to the Village of Nashville for repairs

Barry County has had 12 natural disasters declared since 1953, most often winter storms and floods.

Around Nashville

Nashville and the towns around it

Very lowLowModerateHighVery high

Nashvillemostly inland floodingModerate

Castletonmostly inland floodingModerate

Maple Grovemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Nashville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Nashville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Nashville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.