Natural hazards · Mount Haley

Mount Haley, MI natural hazards

Most of the natural-hazard damage FEMA expects in Mount Haley comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mount Haley?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Haley to be higher than in 55% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding52%Cold waves17%Tornadoes16%Strong wind9%Everything else7%

By hazard

What Mount Haley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once a year in the area

Cold waves

17% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 40 years in the area

Strong wind

9% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mount Haley flood?

FEMA's records show no paid flood insurance claims in Mount Haley.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mount Haley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Midland County.

Disasters that hit Mount Haley

Federal disasters declared here

None of the disasters declared for Midland County shows FEMA aid or repair money reaching Mount Haley itself in FEMA’s records.

Brought FEMA money into Mount HaleyDeclared for Midland County only

Midland County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Mount Haley

Mount Haley and the towns around it

Very lowLowModerateHighVery high

Homermostly inland floodingHigh

Mount Haleymostly inland floodingModerate

Ingersollmostly inland floodingModerate

Jonesfieldmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Haley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mount Haley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Mount Haley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.