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Natural hazards · Mills

Mills, MI natural hazards

Most of the natural-hazard damage FEMA expects in Mills comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Mills?

32
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mills to be higher than in 32% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding42%Cold waves16%Hail14%Strong wind12%Tornadoes7%Lightning5%Everything else4%
By hazard

What Mills faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage
Below average · higher than 41% of U.S. places
Recorded about once every 7 years in the area

Cold waves

16% of expected damage
Below average · higher than 46% of U.S. places
Recorded about 2 times a year in the area

Hail

14% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 2 times a year in the area

Strong wind

12% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

7% of expected damage
Below average · higher than 47% of U.S. places

Lightning

5% of expected damage
Below average · higher than 46% of U.S. places

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslides

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mills flood?

FEMA's records show no paid flood insurance claims in Mills.

Disasters that hit Mills

Federal disasters declared here

None of the disasters declared for Ogemaw County shows FEMA aid or repair money reaching Mills itself in FEMA’s records.

Brought FEMA money into MillsDeclared for Ogemaw County only
Ogemaw County has had 5 natural disasters declared since 1953, most often winter storms and floods.
Around Mills

Mills and the towns around it

Richland: Low, mostly inland floodingChurchill: Low, mostly inland floodingHorton: Low, mostly inland floodingLogan: Low, mostly inland floodingMason: Very low, mostly inland floodingBurleigh: Very low, mostly inland floodingCumming: Low, mostly inland floodingWest Branch: Very low, mostly inland floodingEdwards: Low, mostly inland floodingMills: Low, mostly inland flooding MillsRichlandChurchillHorton
Very lowLowModerateHighVery high
Churchillmostly inland floodingLow
Richlandmostly inland floodingLow
Millsmostly inland floodingLow
Hortonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mills covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Mills’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Mills. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mills total about $500K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Mills, MIOgemaw CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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