Natural hazards · Mesick

Mesick, MI natural hazards

Most of the natural-hazard damage FEMA expects in Mesick comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mesick?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mesick to be higher than in 8% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding57%Cold waves23%Winter weather5%Everything else15%

By hazard

What Mesick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Below average · higher than 27% of U.S. places

Recorded about once every 3 years in the area

Cold waves

23% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once a year in the area

Winter weather

5% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 27 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mesick flood?

FEMA's records show no paid flood insurance claims in Mesick.

of all homes
are insured

No community discount. Mesick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wexford County.

Disasters that hit Mesick

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Mesick itself: aid to households, or repair grants to the Village of Mesick.

Brought FEMA money into MesickDeclared for Wexford County only

2026

Severe Storms, Tornadoes, and Flooding

9 households applied for aid $73K aid approved

Wexford County has had 5 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mesick is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mesick’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Mesick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.