Natural hazards · Mason

Mason, MI natural hazards

Most of the natural-hazard damage FEMA expects in Mason comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 14 claims here since 1979. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Mason?

17
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mason to be higher than in 17% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding40%Tornadoes28%Strong wind12%Cold waves11%Everything else10%
By hazard

What Mason faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage
Well below average · higher than 12% of U.S. places
Recorded about once every 3 years in the area

Tornadoes

28% of expected damage
Well above average · higher than 91% of U.S. places

Strong wind

12% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 6 times a year in the area

Cold waves

11% of expected damage
Above average · higher than 50% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mason flood?

Every paid claim on a federal flood insurance policy in Mason, from FEMA’s records.

14paid claims since 1979
$94Kpaid to owners
1homes flooded more than once
19792026

Biggest named events

  • Hurricane Ike: 1 claim, $22K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Mason isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Ingham County.
Disasters that hit Mason

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mason itself: aid to households, or repair grants to the City of Mason.

Brought FEMA money into MasonDeclared for Ingham County only
2023

Severe Storms, Tornadoes, and Flooding

55 households applied for aid $24K aid approved
2008

Severe Storms, Tornadoes, and Flooding

$21K to the City of Mason for repairs
2004

Severe Storms, Tornadoes, and Flooding

12 households applied for aid $13K aid approved
2000

Snow

$4K to the City of Mason for repairs
Ingham County has had 8 natural disasters declared since 1953, most often winter storms and floods.
Around Mason

Mason and the towns around it

Vevay: Low, mostly inland floodingAlaiedon: Very low, mostly inland floodingLeslie: Low, mostly inland floodingAurelius: Low, mostly inland floodingIngham: Low, mostly inland floodingWheatfield: Low, mostly inland floodingDelhi: Low, mostly inland floodingMeridian: Low, mostly inland floodingMason: Very low, mostly inland flooding MasonVevayAlaiedon
Very lowLowModerateHighVery high
Vevaymostly inland floodingLow
Masonmostly inland floodingVery low
Alaiedonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mason covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Mason’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Mason. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mason total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01