Natural hazards · Martiny

Martiny, MI natural hazards

Most of the natural-hazard damage FEMA expects in Martiny comes from strong winds, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2018.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Martiny?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Martiny to be higher than in 67% of U.S. communities, mostly from strong winds and inland flooding.

Strong wind53%Inland flooding27%Tornadoes8%Cold waves7%Everything else5%

By hazard

What Martiny faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Strong wind

53% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

27% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

8% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 54 years in the area

Cold waves

7% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Martiny flood?

Every paid claim on a federal flood insurance policy in Martiny, from FEMA’s records.

1paid claims since 2018

$18Kpaid to owners

0homes flooded more than once

20182026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Martiny isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mecosta County.

Disasters that hit Martiny

Federal disasters declared here

None of the disasters declared for Mecosta County shows FEMA aid or repair money reaching Martiny itself in FEMA’s records.

Brought FEMA money into MartinyDeclared for Mecosta County only

Mecosta County has had 11 natural disasters declared since 1953, most often floods and winter storms.

Around Martiny

Martiny and the towns around it

Very lowLowModerateHighVery high

Chippewamostly inland floodingHigh

Sheridanmostly inland floodingHigh

Mortonmostly strong windsHigh

Martinymostly strong windsHigh

Colfaxmostly strong windsHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Martiny covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Martiny’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Martiny. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Martiny total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.