Natural hazards · Martin

Martin, MI natural hazards

Most of the natural-hazard damage FEMA expects in Martin comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Martin?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Martin to be higher than in 16% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding57%Tornadoes17%Strong wind8%Cold waves7%Hail6%Everything else5%

By hazard

What Martin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

17% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 35 years in the area

Strong wind

8% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 3 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 42% of U.S. places

Recorded about once a year in the area

Hail

6% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Martin flood?

FEMA's records show no paid flood insurance claims in Martin.

of all homes
are insured

No community discount. Martin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Allegan County.

Disasters that hit Martin

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Martin itself: aid to households, or repair grants to the Village of Martin.

Brought FEMA money into MartinDeclared for Allegan County only

2000

Snow

$4K to the Village of Martin for repairs

1999

Mi - Severe Weather 1/2 /99

$4K to the Village of Martin for repairs

Allegan County has had 14 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Martin is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Martin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Martin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.