Natural hazards · Marquette

Marquette, MI natural hazards

Most of the natural-hazard damage FEMA expects in Marquette comes from cold waves, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1999. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Marquette?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Marquette to be higher than in 4% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves53%Inland flooding26%Hail14%Everything else7%

By hazard

What Marquette faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

53% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 5 times a year in the area

Inland flooding

26% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about once a year in the area

Hail

14% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingTornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

HurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Marquette flood?

Every paid claim on a federal flood insurance policy in Marquette, from FEMA’s records.

1paid claims since 1999

$4Kpaid to owners

0homes flooded more than once

19992026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Marquette isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marquette County.

Disasters that hit Marquette

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Marquette itself: aid to households, or repair grants to the City of Marquette.

Brought FEMA money into MarquetteDeclared for Marquette County only

1999

Mi - Severe Weather 1/2 /99

$28K to the City of Marquette for repairs

Marquette County has had 9 natural disasters declared since 1953, most often floods and winter storms.

Around Marquette

Marquette and the towns around it

Very lowLowModerateHighVery high

Sandsmostly cold wavesLow

Marquettemostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Marquette covers 8 census tracts, combined by population.

Money that reached townFlood claims are matched to Marquette’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Marquette. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Marquette total about $6.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.