Natural hazards · Marion

Marion, MI natural hazards

Most of the natural-hazard damage FEMA expects in Marion comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1989. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Marion?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Marion to be higher than in 22% of U.S. communities, mostly from inland flooding.

Inland flooding49%Cold waves15%Strong wind14%Tornadoes10%Everything else12%

By hazard

What Marion faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once every 3 years in the area

Cold waves

15% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 2 times a year in the area

Strong wind

14% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 32 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Marion flood?

Every paid claim on a federal flood insurance policy in Marion, from FEMA’s records.

3paid claims since 1989

$51Kpaid to owners

1homes flooded more than once

19892026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Marion isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Osceola County.

Disasters that hit Marion

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Marion itself: aid to households, or repair grants to the Village of Marion.

Brought FEMA money into MarionDeclared for Osceola County only

2026

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $1K aid approved $10K to the Village of Marion for repairs

1999

Mi - Severe Weather 1/2 /99

$954 to the Village of Marion for repairs

Osceola County has had 12 natural disasters declared since 1953, most often floods and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Marion is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Marion’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Marion. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.