Natural hazards · Marcellus

Marcellus, MI natural hazards

Most of the natural-hazard damage FEMA expects in Marcellus comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Marcellus?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Marcellus to be higher than in 16% of U.S. communities, mostly from inland flooding.

Inland flooding51%Tornadoes15%Cold waves14%Strong wind10%Everything else10%

By hazard

What Marcellus faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

15% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 44 years in the area

Cold waves

14% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 2 times a year in the area

Strong wind

10% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Marcellus flood?

FEMA's records show no paid flood insurance claims in Marcellus.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Marcellus isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cass County.

Disasters that hit Marcellus

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Marcellus itself: aid to households, or repair grants to the Village of Marcellus.

Brought FEMA money into MarcellusDeclared for Cass County only

2000

Snow

$2K to the Village of Marcellus for repairs

Cass County has had 7 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Marcellus is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Marcellus’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Marcellus. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.