Natural hazards · Maple Ridge

Maple Ridge, MI natural hazards

Most of the natural-hazard damage FEMA expects in Maple Ridge comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Maple Ridge?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Maple Ridge to be higher than in 48% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding59%Cold waves27%Hail5%Everything else8%

By hazard

What Maple Ridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 2 years in the area

Cold waves

27% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Hail

5% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingTornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

HurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Maple Ridge flood?

FEMA's records show no paid flood insurance claims in Maple Ridge.

of all homes
are insured

No community discount. Maple Ridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Delta County.

Disasters that hit Maple Ridge

Federal disasters declared here

None of the disasters declared for Delta County shows FEMA aid or repair money reaching Maple Ridge itself in FEMA’s records.

Brought FEMA money into Maple RidgeDeclared for Delta County only

Delta County has had 4 natural disasters declared since 1953, most often hurricanes and freezes.

Around Maple Ridge

Maple Ridge and the towns around it

Very lowLowModerateHighVery high

Maple Ridgemostly inland floodingModerate

Baldwinmostly inland floodingModerate

Masonvillemostly inland floodingLow

Limestonemostly inland floodingLow

Turinmostly inland floodingLow

Ewingmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Maple Ridge covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Maple Ridge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Maple Ridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Maple Ridge total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.