TownTapestry
Sign inJoin
ManisteeGood evening
Natural hazards · Manistee

Manistee, MI natural hazards

Most of the natural-hazard damage FEMA expects in Manistee comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1981. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Manistee?

67
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Manistee to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding78%Cold waves8%Everything else14%
By hazard

What Manistee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about once every 2 years in the area

Cold waves

8% of expected damage
Well below average · higher than 18% of U.S. places
Recorded about once a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Manistee flood?

Every paid claim on a federal flood insurance policy in Manistee, from FEMA’s records.

2paid claims since 1981
$46Kpaid to owners
0homes flooded more than once
19812026
of all homes
are insured
No community discount. Manistee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Manistee County.
Disasters that hit Manistee

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Manistee itself: aid to households, or repair grants to the City of Manistee.

Brought FEMA money into ManisteeDeclared for Manistee County only
2026

Severe Storms, Tornadoes, and Flooding

12 households applied for aid $44K aid approved $24K to the City of Manistee for repairs
2008

Severe Storms, Tornadoes, and Flooding

$534K to the City of Manistee for repairs
Manistee County has had 6 natural disasters declared since 1953, most often floods and severe storms.
Around Manistee

Manistee and the towns around it

Filer: High, mostly inland floodingManistee: Low, mostly inland floodingStronach: High, mostly inland floodingEastlake: High, mostly inland floodingGrant: Very low, mostly inland floodingOnekama: Very low, mostly inland floodingBrown: Low, mostly inland floodingNorman: Low, mostly inland floodingFree Soil: Very low, mostly inland floodingMeade: Very low, mostly inland floodingManistee: High, mostly inland flooding ManisteeFilerManisteeStronachEastlake
Very lowLowModerateHighVery high
Manisteemostly inland floodingHigh
Filermostly inland floodingHigh
Stronachmostly inland floodingHigh
Eastlakemostly inland floodingHigh
Manisteemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Manistee covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Manistee’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Manistee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Manistee total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The porch light’s on

Where to, neighbor?

You’re in Manistee, MIView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Manistee is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map