Natural hazards · Mancelona

Mancelona, MI natural hazards

Most of the natural-hazard damage FEMA expects in Mancelona comes from cold waves, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mancelona?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mancelona to be higher than in 1% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves51%Inland flooding32%Tornadoes7%Everything else9%

By hazard

What Mancelona faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

51% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once a year in the area

Inland flooding

32% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about once every 14 years in the area

Tornadoes

7% of expected damage

Below average · higher than 43% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mancelona flood?

FEMA's records show no paid flood insurance claims in Mancelona.

of all homes
are insured

No community discount. Mancelona isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Antrim County.

Disasters that hit Mancelona

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Mancelona itself: aid to households, or repair grants to the Village of Mancelona.

Brought FEMA money into MancelonaDeclared for Antrim County only

2026

Severe Storms, Tornadoes, and Flooding

4 households applied for aid $5K aid approved

Antrim County has had 5 natural disasters declared since 1953, most often floods and ice storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mancelona covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Mancelona’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Mancelona. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mancelona total about $447K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.