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Housing in Mackinaw

A typical Mackinaw home is worth roughly $279,000

Typical home value
$279K
MI $266K
Estimate
2-bedroom rent
$1,070
a month, utilities in · HUD
Median tax bill
$2,297
MI $2,904

What kind of housing town is Mackinaw?

Read from the numbers below. The page puts what stands out first.

★ What stands out · The homes

1 of Mackinaw’s houses are on the National Register

Half of Mackinaw’s homes were built before 1969.

History →
Owners and renters
Own 80%Rent 20%

Michigan: 73% own.

1969
typical home built · MI 1972
$2,297
median property tax bill · MI $2,904
46%
of homes are seasonal or vacation homes
Historic houses in Mackinaw

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error. Historic houses: National Register of Historic Places.

Affordability

What it takes to buy in Mackinaw

Try your own numbers below.

You could afford about
$271,000
Typical Mackinaw home $279K

That’s $8K short of a typical Mackinaw home.

The typical home, each month
$1,750
Loan $1,380Tax $290Insurance $80

A two-bedroom rents for about $1,070 a month here, $680 less than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Michigan typical property tax (1.25% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,070

Renters already here pay a median of $404, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$750
1 bedroom$820
2 bedrooms$1,070
3 bedrooms$1,290
4 bedrooms$1,420
20%
of households rent · MI 27%
34
renter households
$404
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Cheboygan County, MI): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Mackinaw vs. its neighbors

Mackinaw is the 2nd priciest of 4 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentMedian income
Mackinaw$279K*—$1,070$55,375
Mackinaw City$320K+7%$1,040$42,031
Hebron—+4.8%†$1,130$72,500
Wawatam$227K*—$1,090$49,318
Beaugrand$206K*+4.8%†$1,080$62,083

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Mackinaw buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Mackinaw still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Historic houses: National Register of Historic Places. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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