Natural hazards · Long Rapids

Long Rapids, MI natural hazards

Most of the natural-hazard damage FEMA expects in Long Rapids comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Long Rapids?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Long Rapids to be higher than in 24% of U.S. communities, mostly from inland flooding.

Inland flooding78%Cold waves13%Everything else10%

By hazard

What Long Rapids faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once every 14 years in the area

Cold waves

13% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Long Rapids flood?

FEMA's records show no paid flood insurance claims in Long Rapids.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Long Rapids isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Alpena County.

Disasters that hit Long Rapids

Federal disasters declared here

None of the disasters declared for Alpena County shows FEMA aid or repair money reaching Long Rapids itself in FEMA’s records.

Brought FEMA money into Long RapidsDeclared for Alpena County only

Alpena County has had 5 natural disasters declared since 1953, most often floods and ice storms.

Around Long Rapids

Long Rapids and the towns around it

Very lowLowModerateHighVery high

Long Rapidsmostly inland floodingLow

Maple Ridgemostly inland floodingLow

Wellingtonmostly inland floodingLow

Greenmostly inland floodingLow

Posenmostly inland floodingVery low

Wilsonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Long Rapids covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Long Rapids’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Long Rapids. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Long Rapids total about $453K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.