Natural hazards · Lexington

Lexington, MI natural hazards

Most of the natural-hazard damage FEMA expects in Lexington comes from cold waves, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lexington?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lexington to be higher than in 4% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves46%Inland flooding33%Tornadoes9%Everything else12%

By hazard

What Lexington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

46% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 3 times a year in the area

Inland flooding

33% of expected damage

Well below average · higher than 8% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

9% of expected damage

Above average · higher than 57% of U.S. places

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lexington flood?

FEMA's records show no paid flood insurance claims in Lexington.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lexington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sanilac County.

Disasters that hit Lexington

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lexington itself: aid to households, or repair grants to the Village of Lexington.

Brought FEMA money into LexingtonDeclared for Sanilac County only

2004

Severe Storms, Tornadoes, and Flooding

4 households applied for aid

2000

Snow

$2K to the Village of Lexington for repairs

Sanilac County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

Around Lexington

Lexington and the towns around it

Very lowLowModerateHighVery high

Lexingtonmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lexington is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lexington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Lexington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.