Natural hazards · Leonard

Leonard, MI natural hazards

Most of the natural-hazard damage FEMA expects in Leonard comes from inland flooding, and overall the risk is very low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Leonard?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Leonard to be higher than in 11% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding50%Tornadoes24%Cold waves16%Everything else10%

By hazard

What Leonard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about once a year in the area

Tornadoes

24% of expected damage

Well above average · higher than 78% of U.S. places

Cold waves

16% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Leonard flood?

FEMA's records show no paid flood insurance claims in Leonard.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Leonard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oakland County.

Disasters that hit Leonard

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Leonard itself: aid to households, or repair grants to the Village of Leonard.

Brought FEMA money into LeonardDeclared for Oakland County only

2023

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $11K aid approved

2021

Severe Storms, Flooding, and Tornadoes

1 household applied for aid

2004

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $585 aid approved

2000

Snow

$3K to the Village of Leonard for repairs

Oakland County has had 12 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Leonard is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Leonard’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Leonard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Leonard, MI natural hazards

How exposed is Leonard?

What Leonard faces

Inland flooding

Tornadoes

Cold waves

Lower here

Not a risk here

Does Leonard flood?

4 federal disasters brought FEMA money here

Severe Storms, Tornadoes, and Flooding

Severe Storms, Flooding, and Tornadoes

Severe Storms, Tornadoes, and Flooding

Snow

How to read this page

Where to, neighbor?

Matches

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