Natural hazards · Lenox

Lenox, MI natural hazards

Most of the natural-hazard damage FEMA expects in Lenox comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2024. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lenox?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lenox to be higher than in 22% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding44%Tornadoes24%Cold waves22%Everything else10%

By hazard

What Lenox faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

24% of expected damage

Well above average · higher than 79% of U.S. places

Cold waves

22% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lenox flood?

Every paid claim on a federal flood insurance policy in Lenox, from FEMA’s records.

1paid claims since 2024

$6Kpaid to owners

0homes flooded more than once

20242026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lenox isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Macomb County.

Disasters that hit Lenox

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lenox itself: aid to households, or repair grants to the Township of Lenox.

Brought FEMA money into LenoxDeclared for Macomb County only

2023

Severe Storms, Tornadoes, and Flooding

11 households applied for aid $27K aid approved

2014

Severe Storms and Flooding

3 households applied for aid $886 aid approved

2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $3K aid approved

Macomb County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Lenox

Lenox and the towns around it

Very lowLowModerateHighVery high

Raymostly inland floodingModerate

Cascomostly inland floodingLow

Chesterfieldmostly inland floodingLow

Lenoxmostly inland floodingLow

Richmondmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lenox covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Lenox’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Lenox. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lenox total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.