Natural hazards · Lee

Lee, MI natural hazards

Most of the natural-hazard damage FEMA expects in Lee comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 2017.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lee?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lee to be higher than in 62% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding50%Cold waves21%Tornadoes15%Strong wind8%Everything else7%

By hazard

What Lee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once a year in the area

Cold waves

21% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 66 years in the area

Strong wind

8% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lee flood?

Every paid claim on a federal flood insurance policy in Lee, from FEMA’s records.

5paid claims since 2017

$423Kpaid to owners

0homes flooded more than once

20172026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Midland County.

Disasters that hit Lee

Federal disasters declared here

None of the disasters declared for Midland County shows FEMA aid or repair money reaching Lee itself in FEMA’s records.

Brought FEMA money into LeeDeclared for Midland County only

Midland County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Lee

Lee and the towns around it

Very lowLowModerateHighVery high

Greendalemostly inland floodingHigh

Portermostly inland floodingHigh

Jeromemostly inland floodingHigh

Leemostly inland floodingHigh

Homermostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lee covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lee’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Lee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lee total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.