Natural hazards · Le Roy

Le Roy, MI natural hazards

Most of the natural-hazard damage FEMA expects in Le Roy comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Le Roy?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Le Roy to be higher than in 16% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding47%Strong wind15%Cold waves15%Tornadoes10%Everything else13%

By hazard

What Le Roy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about once every 3 years in the area

Strong wind

15% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 2 times a year in the area

Cold waves

15% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once every 34 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Le Roy flood?

FEMA's records show no paid flood insurance claims in Le Roy.

of all homes
are insured

No community discount. Le Roy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Osceola County.

Disasters that hit Le Roy

Federal disasters declared here

None of the disasters declared for Osceola County shows FEMA aid or repair money reaching Le Roy itself in FEMA’s records.

Brought FEMA money into Le RoyDeclared for Osceola County only

Osceola County has had 12 natural disasters declared since 1953, most often floods and winter storms.

Around Le Roy

Le Roy and the towns around it

Very lowLowModerateHighVery high

Rose Lakemostly inland floodingLow

Le Roymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Le Roy is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Le Roy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Le Roy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.