Natural hazards · Laketon

Laketon, MI natural hazards

Most of the natural-hazard damage FEMA expects in Laketon comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 8 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Laketon?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Laketon to be higher than in 11% of U.S. communities, mostly from inland flooding.

Inland flooding66%Tornadoes11%Strong wind10%Cold waves6%Everything else7%

By hazard

What Laketon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Below average · higher than 28% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

11% of expected damage

Below average · higher than 48% of U.S. places

Strong wind

10% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once a year in the area

Cold waves

6% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Laketon flood?

Every paid claim on a federal flood insurance policy in Laketon, from FEMA’s records.

8paid claims since 1979

$79Kpaid to owners

1homes flooded more than once

19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Laketon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Muskegon County.

Disasters that hit Laketon

Federal disasters declared here

None of the disasters declared for Muskegon County shows FEMA aid or repair money reaching Laketon itself in FEMA’s records.

Brought FEMA money into LaketonDeclared for Muskegon County only

Muskegon County has had 12 natural disasters declared since 1953, most often floods and severe storms.

Around Laketon

Laketon and the towns around it

Very lowLowModerateHighVery high

Fruitlandmostly inland floodingVery low

Muskegonmostly inland floodingVery low

Laketonmostly inland floodingVery low

North Muskegonmostly inland floodingVery low

Muskegonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Laketon covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Laketon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Laketon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Laketon total about $981K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.