Natural hazards · Lake Linden

Lake Linden, MI natural hazards

Most of the natural-hazard damage FEMA expects in Lake Linden comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lake Linden?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lake Linden to be higher than in 24% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding67%Cold waves23%Everything else9%

By hazard

What Lake Linden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once a year in the area

Cold waves

23% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesEarthquakesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lake Linden flood?

FEMA's records show no paid flood insurance claims in Lake Linden.

of all homes
are insured

No community discount. Lake Linden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Houghton County.

Disasters that hit Lake Linden

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lake Linden itself: aid to households, or repair grants to the Village of Lake Linden.

Brought FEMA money into Lake LindenDeclared for Houghton County only

2018

Severe Storms, Flooding, Landslides, and Mudslides

$875K to the Village of Lake Linden for repairs

2013

Flooding

$39K to the Village of Lake Linden for repairs

Houghton County has had 7 natural disasters declared since 1953, most often floods and hurricanes.

Around Lake Linden

Lake Linden and the towns around it

Very lowLowModerateHighVery high

Torch Lakemostly inland floodingLow

Lake Lindenmostly inland floodingLow

Schoolcraftmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lake Linden is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lake Linden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Lake Linden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.