Natural hazards · Kingsford

Kingsford, MI natural hazards

Most of the natural-hazard damage FEMA expects in Kingsford comes from cold waves, and overall the risk is very low for a U.S. community. Flood insurance has paid 4 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kingsford?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kingsford to be higher than in 17% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves71%Inland flooding20%Everything else9%

By hazard

What Kingsford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

71% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 5 times a year in the area

Inland flooding

20% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once every 2 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kingsford flood?

Every paid claim on a federal flood insurance policy in Kingsford, from FEMA’s records.

4paid claims since 1996

$13Kpaid to owners

1homes flooded more than once

19962026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kingsford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dickinson County.

Disasters that hit Kingsford

Federal disasters declared here

None of the disasters declared for Dickinson County shows FEMA aid or repair money reaching Kingsford itself in FEMA’s records.

Brought FEMA money into KingsfordDeclared for Dickinson County only

Dickinson County has had 3 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Kingsford

Kingsford and the towns around it

Very lowLowModerateHighVery high

Breitungmostly cold wavesLow

Auroramostly cold wavesLow

Kingsfordmostly cold wavesVery low

Iron Mountainmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kingsford covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Kingsford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Kingsford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kingsford total about $3.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.