Natural hazards · Kaleva

Kaleva, MI natural hazards

Most of the natural-hazard damage FEMA expects in Kaleva comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kaleva?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kaleva to be higher than in 22% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding58%Cold waves22%Lightning7%Winter weather5%Everything else8%

By hazard

What Kaleva faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once every 2 years in the area

Cold waves

22% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once a year in the area

Lightning

7% of expected damage

Below average · higher than 33% of U.S. places

Winter weather

5% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 28 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kaleva flood?

FEMA's records show no paid flood insurance claims in Kaleva.

of all homes
are insured

No community discount. Kaleva isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Manistee County.

Disasters that hit Kaleva

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Kaleva itself: aid to households, or repair grants to the Village of Kaleva.

Brought FEMA money into KalevaDeclared for Manistee County only

2026

Severe Storms, Tornadoes, and Flooding

16 households applied for aid $181K aid approved

Manistee County has had 6 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kaleva is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Kaleva’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Kaleva. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.