Natural hazards · Juniata

Juniata, MI natural hazards

Most of the natural-hazard damage FEMA expects in Juniata comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Juniata?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Juniata to be higher than in 69% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding61%Cold waves17%Tornadoes10%Strong wind7%Everything else5%

By hazard

What Juniata faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Cold waves

17% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 39 years in the area

Strong wind

7% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Juniata flood?

Every paid claim on a federal flood insurance policy in Juniata, from FEMA’s records.

1paid claims since 1996

$6Kpaid to owners

0homes flooded more than once

19962026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Juniata isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tuscola County.

Disasters that hit Juniata

Federal disasters declared here

None of the disasters declared for Tuscola County shows FEMA aid or repair money reaching Juniata itself in FEMA’s records.

Brought FEMA money into JuniataDeclared for Tuscola County only

Tuscola County has had 10 natural disasters declared since 1953, most often floods and winter storms.

Around Juniata

Juniata and the towns around it

Very lowLowModerateHighVery high

Vassarmostly inland floodingVery high

Juniatamostly inland floodingHigh

Indianfieldsmostly inland floodingHigh

Denmarkmostly inland floodingHigh

Fairgrovemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Juniata covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Juniata’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Juniata. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Juniata total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.