Natural hazards · Jonesville

Jonesville, MI natural hazards

Most of the natural-hazard damage FEMA expects in Jonesville comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jonesville?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jonesville to be higher than in 17% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes25%Cold waves9%Everything else18%

By hazard

What Jonesville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about once every 6 years in the area

Tornadoes

25% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 61 years in the area

Cold waves

9% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jonesville flood?

FEMA's records show no paid flood insurance claims in Jonesville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jonesville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hillsdale County.

Disasters that hit Jonesville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Jonesville itself: aid to households, or repair grants to the City of Jonesville.

Brought FEMA money into JonesvilleDeclared for Hillsdale County only

2000

Snow

$3K to the City of Jonesville for repairs

Hillsdale County has had 6 natural disasters declared since 1953, most often winter storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jonesville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Jonesville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Jonesville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Jonesville total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.