Natural hazards · Johnstown

Johnstown, MI natural hazards

Most of the natural-hazard damage FEMA expects in Johnstown comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 1990.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Johnstown?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Johnstown to be higher than in 27% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding61%Tornadoes18%Strong wind8%Cold waves6%Everything else7%

By hazard

What Johnstown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Below average · higher than 39% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

18% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 35 years in the area

Strong wind

8% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 3 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Johnstown flood?

Every paid claim on a federal flood insurance policy in Johnstown, from FEMA’s records.

5paid claims since 1990

$30Kpaid to owners

0homes flooded more than once

19902026

Biggest named events

Hurricane Ike: 1 claim, $4K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Johnstown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Barry County.

Disasters that hit Johnstown

Federal disasters declared here

None of the disasters declared for Barry County shows FEMA aid or repair money reaching Johnstown itself in FEMA’s records.

Brought FEMA money into JohnstownDeclared for Barry County only

Barry County has had 12 natural disasters declared since 1953, most often winter storms and floods.

Around Johnstown

Johnstown and the towns around it

Very lowLowModerateHighVery high

Assyriamostly inland floodingLow

Bedfordmostly inland floodingLow

Johnstownmostly inland floodingLow

Baltimoremostly inland floodingLow

Barrymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Johnstown covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Johnstown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Johnstown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Johnstown total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.