Natural hazards · Jackson

Jackson, MI natural hazards

Most of the natural-hazard damage FEMA expects in Jackson comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 10 claims here since 1995. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jackson?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jackson to be higher than in 28% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes28%Cold waves8%Strong wind5%Everything else11%

By hazard

What Jackson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

28% of expected damage

Well above average · higher than 93% of U.S. places

Cold waves

8% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 2 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jackson flood?

Every paid claim on a federal flood insurance policy in Jackson, from FEMA’s records.

10paid claims since 1995

$88Kpaid to owners

2homes flooded more than once

19952026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jackson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Jackson

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jackson itself: aid to households, or repair grants to the City of Jackson.

Brought FEMA money into JacksonDeclared for Jackson County only

2004

Severe Storms, Tornadoes, and Flooding

156 households applied for aid $62K aid approved

2000

Snow

$18K to the City of Jackson for repairs

1999

Mi - Severe Weather 1/2 /99

$36K to the City of Jackson for repairs

Jackson County has had 8 natural disasters declared since 1953, most often winter storms and severe storms.

Around Jackson

Jackson and the towns around it

Very lowLowModerateHighVery high

Blackmanmostly inland floodingLow

Jacksonmostly inland floodingLow

Summitmostly inland floodingLow

Leonimostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jackson covers 12 census tracts, combined by population.

Money that reached townFlood claims are matched to Jackson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Jackson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Jackson total about $8.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.