Natural hazards · Iron River

Iron River, MI natural hazards

Most of the natural-hazard damage FEMA expects in Iron River comes from cold waves, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Iron River?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Iron River to be higher than in 10% of U.S. communities, mostly from cold waves.

Cold waves79%Inland flooding13%Everything else8%

By hazard

What Iron River faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

79% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 6 times a year in the area

Inland flooding

13% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once every 2 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Iron River flood?

FEMA's records show no paid flood insurance claims in Iron River.

of all homes
are insured

No community discount. Iron River isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Iron County.

Disasters that hit Iron River

Federal disasters declared here

None of the disasters declared for Iron County shows FEMA aid or repair money reaching Iron River itself in FEMA’s records.

Brought FEMA money into Iron RiverDeclared for Iron County only

Iron County has had 5 natural disasters declared since 1953, most often floods and hurricanes.

Around Iron River

Iron River and the towns around it

Very lowLowModerateHighVery high

Iron Rivermostly cold wavesLow

Batesmostly cold wavesLow

Stambaughmostly cold wavesVery low

Caspianmostly cold wavesVery low

Iron Rivermostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Iron River covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Iron River’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Iron River. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Iron River total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.