Natural hazards · Inwood

Inwood, MI natural hazards

Most of the natural-hazard damage FEMA expects in Inwood comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Inwood?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Inwood to be higher than in 48% of U.S. communities, mostly from inland flooding.

Inland flooding78%Cold waves11%Lightning6%Everything else6%

By hazard

What Inwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once every 28 years in the area

Cold waves

11% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 2 times a year in the area

Lightning

6% of expected damage

Above average · higher than 55% of U.S. places

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

HurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Inwood flood?

FEMA's records show no paid flood insurance claims in Inwood.

of all homes
are insured

No community discount. Inwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Schoolcraft County.

Disasters that hit Inwood

Federal disasters declared here

None of the disasters declared for Schoolcraft County shows FEMA aid or repair money reaching Inwood itself in FEMA’s records.

Brought FEMA money into InwoodDeclared for Schoolcraft County only

Schoolcraft County has had 4 natural disasters declared since 1953, most often hurricanes and freezes.

Around Inwood

Inwood and the towns around it

Very lowLowModerateHighVery high

Inwoodmostly inland floodingModerate

Thompsonmostly inland floodingModerate

Hiawathamostly inland floodingModerate

Gardenmostly inland floodingVery low

Munisingmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Inwood is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Inwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Inwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.