Natural hazards · Ingallston

Ingallston, MI natural hazards

Most of the natural-hazard damage FEMA expects in Ingallston comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 6 claims here since 2020.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ingallston?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ingallston to be higher than in 30% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding46%Cold waves41%Everything else12%

By hazard

What Ingallston faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once every 3 years in the area

Cold waves

41% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 4 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

HurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ingallston flood?

Every paid claim on a federal flood insurance policy in Ingallston, from FEMA’s records.

6paid claims since 2020

$44Kpaid to owners

1homes flooded more than once

20202026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ingallston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Menominee County.

Disasters that hit Ingallston

Federal disasters declared here

None of the disasters declared for Menominee County shows FEMA aid or repair money reaching Ingallston itself in FEMA’s records.

Brought FEMA money into IngallstonDeclared for Menominee County only

Menominee County has had 6 natural disasters declared since 1953, most often floods and hurricanes.

Around Ingallston

Ingallston and the towns around it

Very lowLowModerateHighVery high

Mellenmostly inland floodingModerate

Ingallstonmostly inland floodingLow

Stephensonmostly cold wavesVery low

Cedarvillemostly cold wavesVery low

Menomineemostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ingallston covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Ingallston’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Ingallston. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ingallston total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.