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Natural hazards · Hudsonville

Hudsonville, MI natural hazards

Most of the natural-hazard damage FEMA expects in Hudsonville comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 4 claims here since 1997. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hudsonville?

14
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hudsonville to be higher than in 14% of U.S. communities, mostly from inland flooding.

Inland flooding61%Tornadoes14%Strong wind12%Cold waves5%Everything else8%
By hazard

What Hudsonville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage
Below average · higher than 28% of U.S. places
Recorded about once a year in the area

Tornadoes

14% of expected damage
Above average · higher than 59% of U.S. places

Strong wind

12% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 2 times a year in the area

Cold waves

5% of expected damage
Below average · higher than 33% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hudsonville flood?

Every paid claim on a federal flood insurance policy in Hudsonville, from FEMA’s records.

4paid claims since 1997
$12Kpaid to owners
0homes flooded more than once
19972026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Hudsonville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Ottawa County.
Disasters that hit Hudsonville

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hudsonville itself: aid to households, or repair grants to the City of Hudsonville.

Brought FEMA money into HudsonvilleDeclared for Ottawa County only
2013

Flooding

$3K to the City of Hudsonville for repairs
2008

Severe Storms, Tornadoes, and Flooding

$12K to the City of Hudsonville for repairs
2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $758 aid approved
2000

Snow

$6K to the City of Hudsonville for repairs
1999

Mi - Severe Weather 1/2 /99

$7K to the City of Hudsonville for repairs
Ottawa County has had 14 natural disasters declared since 1953, most often floods and severe storms.
Around Hudsonville

Hudsonville and the towns around it

Georgetown: Very low, mostly inland floodingJamestown: Very low, mostly inland floodingTallmadge: Low, mostly inland floodingAllendale: Low, mostly inland floodingGrandville: Very low, mostly inland floodingBlendon: Very low, mostly inland floodingWyoming: Very low, mostly inland floodingZeeland: Low, mostly inland floodingByron: Very low, mostly inland floodingSalem: Low, mostly inland floodingHudsonville: Very low, mostly inland flooding HudsonvilleGeorgetownJamestown
Very lowLowModerateHighVery high
Georgetownmostly inland floodingVery low
Hudsonvillemostly inland floodingVery low
Jamestownmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hudsonville covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Hudsonville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hudsonville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hudsonville total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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