Natural hazards · Hudson

Hudson, MI natural hazards

Most of the natural-hazard damage FEMA expects in Hudson comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2009.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hudson?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hudson to be higher than in 31% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding47%Tornadoes19%Cold waves16%Strong wind7%Everything else12%

By hazard

What Hudson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 50 years in the area

Cold waves

16% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hudson flood?

Every paid claim on a federal flood insurance policy in Hudson, from FEMA’s records.

2paid claims since 2009

$10Kpaid to owners

0homes flooded more than once

20092026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hudson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lenawee County.

Disasters that hit Hudson

Federal disasters declared here

None of the disasters declared for Lenawee County shows FEMA aid or repair money reaching Hudson itself in FEMA’s records.

Brought FEMA money into HudsonDeclared for Lenawee County only

Lenawee County has had 4 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Hudson

Hudson and the towns around it

Very lowLowModerateHighVery high

Hudsonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hudson is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hudson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hudson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.