Natural hazards · Hope

Hope, MI natural hazards

Most of the natural-hazard damage FEMA expects in Hope comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 2004.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hope?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hope to be higher than in 19% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding56%Tornadoes20%Strong wind9%Cold waves7%Everything else8%

By hazard

What Hope faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

20% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 58 years in the area

Strong wind

9% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 3 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hope flood?

Every paid claim on a federal flood insurance policy in Hope, from FEMA’s records.

3paid claims since 2004

$18Kpaid to owners

1homes flooded more than once

20042026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hope isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Barry County.

Disasters that hit Hope

Federal disasters declared here

None of the disasters declared for Barry County shows FEMA aid or repair money reaching Hope itself in FEMA’s records.

Brought FEMA money into HopeDeclared for Barry County only

Barry County has had 12 natural disasters declared since 1953, most often winter storms and floods.

Around Hope

Hope and the towns around it

Very lowLowModerateHighVery high

Baltimoremostly inland floodingLow

Orangevillemostly inland floodingLow

Yankee Springsmostly inland floodingLow

Hopemostly inland floodingVery low

Rutlandmostly inland floodingVery low

Barrymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hope covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hope’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Hope. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hope total about $840K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.