Natural hazards · Hope

Hope, MI natural hazards

Most of the natural-hazard damage FEMA expects in Hope comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hope?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hope to be higher than in 36% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding52%Cold waves21%Tornadoes12%Strong wind7%Everything else8%

By hazard

What Hope faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once a year in the area

Cold waves

21% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 49 years in the area

Strong wind

7% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hope flood?

FEMA's records show no paid flood insurance claims in Hope.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hope isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Midland County.

Disasters that hit Hope

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hope itself: aid to households, or repair grants to the Township of Hope.

Brought FEMA money into HopeDeclared for Midland County only

2020

Severe Storms and Flooding

57 households applied for aid $286K aid approved

2017

Severe Storms and Flooding

13 households applied for aid $53K aid approved

Midland County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Hope

Hope and the towns around it

Very lowLowModerateHighVery high

Billingsmostly inland floodingModerate

Hopemostly inland floodingLow

Millsmostly inland floodingLow

Lincolnmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hope is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hope’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Hope. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.