Holly, MI natural hazards
Most of the natural-hazard damage FEMA expects in Holly comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 1979. 6 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Holly?
FEMA expects yearly storm and flood damage to homes and buildings in Holly to be higher than in 15% of U.S. communities, mostly from inland flooding and tornadoes.
What Holly faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Tornadoes
Cold waves
Lower here
Not a risk here
Does Holly flood?
Every paid claim on a federal flood insurance policy in Holly, from FEMA’s records.
are insured
are insured
6 federal disasters brought FEMA money here
Disasters the President declared that paid out in Holly itself: aid to households, or repair grants to the Village of Holly.
Severe Storms, Tornadoes, and Flooding
Severe Storms, Flooding, and Tornadoes
Severe Storms and Flooding
Severe Storms, Tornadoes, and Flooding
Snow
Mi - Severe Weather 1/2 /99
Holly and the towns around it
How to read this page
FEMA’s expected losses across Holly total about $1.5M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.